In Ghana, petroleum products account for about 26% of total energy consumption (Ministry of Energy, 2010) and about 70% of Ghana’s commercial energy needs (Oil and Gas in Ghana - Overview, 2013). The Ministry of Energy estimates that the market for…
Mobile banking is a new banking medium which allows users to conduct financial services at any place and at any time through mobile devices. Banks in Ghana through partnerships have
implemented mobile banking services in order to provide affordable…