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Introduction to Psychology (2019), developed by Jorden A. Cummings and Lee Sanders at the University of Saskatchewan, is an open educational resource (OER) designed for introductory students. The text blends original material with adapted open-source…

Evaluating the financial sector of emerging markets based on digital technology evolution is crucial, as the market tends to exhibit greater fragility than in the developed markets. As a result, this study is conducted to provide a deeper…