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                <text>Assessment of Personality Traits, Personality Model and University Systems to Enhance Entrepreneurial Intention in Ghana HEI Context.</text>
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                <text>Pius Kwame Agyekum, KM Kumar, Stephen Asunka</text>
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                <text>The paper contributes to the existing literature in assessing the contributions of Personality Traits, Personality Models, and University Systems that enhance entrepreneurial intentions (EIs) in Higher Education to produce entrepreneurial mindset graduates. Qualitative and Quantitative surveys conducted in 2018 and 2019 involved 568 and 400 students and faculty respectively from eight Ghanaian Universities. Face-to-face interviews and focused group discussions were employed. Data analysis was performed using Excel, Statistical Package for Social Sciences, and Smart Partial Least Square Structural Equation Model. The findings indicated that Locus of Control, Subjective Norms, and Need for Achievement sufficiently impacted EIs. University Culture, Leadership, and Institutional Structures also impacted EIs greatly. Time and resource constraints constituted a limitation of the study. Longitudinal research to …</text>
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                <text>ASSESSMENT OF RISK AND CHALLENGES OF DEBT MANAGEMENT PRACTICES IN ORGANISATIONS</text>
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                <text>Account receivables have been a major problem for most utility service providers especially those still dealing with the post payment method where services are rendered before payment is made. This study assessed risk and debt management practices using Ghana Water Company Ltd (GWCL) as a case study. Both primary data and secondary data were used. Ratio analysis was main data analytical procedure. The study found account receivables to be fluctuating from 2010 to 2014 whereas revenue collected falls short of account receivables over the same period. The account receivable to current asset ratio indicated the existence of poor management of account receivables. Improper risk management of accounts receivables led to the inability of GWCL to initiate maintenance and expansion projects. The weakness of the law, ineffective and inefficient management of accounts receivables and poor investment in the collection of account receivable were some of the factors identified as the causes of poor</text>
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                <text>https://scholar.google.com/citations?view_op=view_citation&amp;amp;hl=en&amp;amp;user=NogL9W0AAAAJ&amp;amp;cstart=20&amp;amp;pagesize=80&amp;amp;citation_for_view=NogL9W0AAAAJ:kNdYIx-mwKoC</text>
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                <text>Assessment of soil fertility and quality for improved cocoa production in six cocoa growing regions in Ghana</text>
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                <text>John Edem Kongor, Pascal Boeckx, Pieter Vermeir, Davy Van de Walle, Geert Baert, EO Afoakwa, Koen Dewettinck</text>
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                <text>Inadequate or lack of prudent soil fertility management by cocoa farmers leads to nutrient depletion in cocoa production fields. The objective of this study was to assess current soil fertility status of cocoa farms from six cocoa growing regions in Ghana and to derive an integrated soil quality index (SQI). Composite soil samples from 0 to 30 cm depth were collected from 100 selected farms covering the six cocoa regions. Soil pH, %C, %N, total and available P, cation exchange capacity (CEC), and exchangeable cations (Ca, Mg, K) were measured. These parameters were analyzed using principal component analysis, normalized, and integrated into a weighted-additive SQI. Soil pH of majority (59.0%) of the farms was within 5.6–7.2, suitable for cocoa production. Available soil-P in most (82%) of the farms was &lt; 20 mg kg−1. Soil quality in most farms was generally low, with an average SQI of 0.41 ± 0.14 …</text>
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                <text>Assessment of Strategies for Improving Occupational Safety Culture in Ghana Cocoa Board&#13;
&#13;
&#13;
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                <text>Isaac Kingsley Edzii</text>
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                <text>Human related mischances in high hazard businesses like Quality Control Organization (QCC) Restricted add up to a noteworthy monetary danger and acquire huge harms, causing over the top operational expenses and death toll. For instance, QCC utilizes chemicals, for example, Detia gas for fumigation, pyrethrin for misting and part of these chemicals has genuine repercussions if appropriate security measures are not considered. As per (Anon, 2011), presentation of the skin to chemicals can bring about physical inconvenience and agony, loss of work time and salary, powerlessness to perform employment or loss of occupation, restorative costs, personal satisfaction issues and social debilitations. Again substance introduction to the skin can bring about either worldly harm to the skin or perpetual wellbeing harm to the skin. Some transitory harm incorporate dry, red, broke skin, from contact with water, cleansers, gas and certain kinds of solvents. The reason for this investigation is to survey the health and safety hones and to decide the systems for enhancing security culture in QCC and furthermore to decide the level of consistence of Wellbeing and Wellbeing guidelines in QCC, Ghana COCOBOB. Polls were readied and through the straightforward arbitrary testing strategy staff and administration were chosen. Their reactions were assembled and dissected deliberately utilizing Microsoft Exceed expectations to distinguish the potential techniques expected to enhance the word related health and safety of the staff of QCC. After cautious perception of the respondents' perspectives the examination turns out with the view that Ghana COCOBOD, Takoradi has a decent security culture. Be that as it may, their security culture can be enhanced if a specific office is put aside for entirely wellbeing issues. Once more, the greater part of their security hones are as per the practices stipulated in the Ghana Work Demonstration of 2003. Be that as it may, the dedication of administration in specific zones, for example, the arrangement of satisfactory assets is brief time and the administration ought to be concerned. Again from the examinations, the introduction on security alone isn't sufficient and more instruction ought to be done on wellbeing issues.</text>
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                <text> MSc Engineering Project Management</text>
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                <text>Ghana Technology University College</text>
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                <text>Mr. Kwadow Ankomah</text>
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                <text>Assessment of Supply Chain Management Practices and its Effect on Performance of Ghana Oil and Gas Downstream Sector: A Case Study of Total Petroleum Ghana.&#13;
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                <text>In Ghana, petroleum products account for about 26% of total energy consumption (Ministry of Energy, 2010) and about 70% of Ghana’s commercial energy needs (Oil and Gas in Ghana - Overview, 2013). The Ministry of Energy estimates that the market for major petroleum products in Ghana will grow by 5.3% annually through 2015 and projects this figure is likely to increase if economic growth is sustained. The petroleum industry includes the global processes of exploration, extracting, refining, transporting and marketing petroleum products. The industry is usually divided into three major sectors: upstream, midstream and downstream (Petroleum Industry, Wikipedia, 2013). The upstream is concerned with exploration and production, the midstream deals with storage, marketing and transportation of commodities like crude oil, natural gas, natural gas liquids (NGLs, mainly ethane, propane and butane) and sulphur. The downstream sector involves oil refineries, petrochemical plants, petroleum products distributors, retail outlets and natural gas distribution companies. Midstream operations are considered a part of the downstream sector. In Ghana, the upstream sector is regulated by the Ghana National Petroleum Corporation (GNPC), whilst the downstream sector, the National Petroleum Authority (NPA). The discovery of oil in commercial quantities in 2007 raised the expectations of stakeholders and consumers alike of the petroleum sector on its significant role and contribution to Ghana’s developmental efforts in accelerated economic growth, job creation, poverty reduction and general prosperity to the people of Ghana (National Energy Policy, 2010).</text>
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                <text>Mr. Alexander Akrofi</text>
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                <text>Assessment of the Challenges in the Adoption Of Mobile Banking Services in Ghana: A Case Study Of Accra Metropolitan Assembly.&#13;
 &#13;
&#13;
 &#13;
&#13;
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                <text>Mayi Gbande</text>
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                <text>Mobile banking is a new banking medium which allows users to conduct financial services at any place and at any time through mobile devices. Banks in Ghana through partnerships have&#13;
implemented mobile banking services in order to provide affordable and convenient banking services to its users. However, there are concerns raised pertaining to the challenges users face in the adoption of mobile banking services which needs to be addressed else much results will not be achieved despite the huge investment and efforts mobile banking service providers put in. This research examines the challenges in the adoption of mobile banking services in Ghana by extending the renowned framework of Technology Acceptance Model (TAM). The study&#13;
employed a cross sectional survey design. Data for this study was collected through a structured questionnaire in townships around Accra Metropolitan Area. The research revealed that customers will consider adoption mobile banking as long as it is perceived to be useful and easy to use. The study also revealed that performance risk, social risk, financial risk, security risk,&#13;
perceived trust and perceived cost have significant effects on the adoption of mobile banking services with the exception of time risk which was found to have no significant effect on mobile&#13;
banking services adoption. The most critical challenges customers face in the usage of the service were network problems, security/privacy concerns, lack of trust of third party agents and the lack of proper regulatory systems. It was also developed that the issues pertaining to reliable connectivity, utilization cost and fraud risks if reduced to the barest minimum will make the use of mobile banking services more attractive.&#13;
Keywords: Mobile banking services, Technology Acceptance Model, Ghana.</text>
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                <text>Ghana Technology University College</text>
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                <text>Mr. Dominic K. Louis</text>
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                <text>Assessment of the Effect of Corporate Social Responsibility on Financial Perfomance of the Mining Firms in Ghana</text>
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                <text>The recent years have witnessed an increasing scholarly focus on the phenomenon of Corporate Social Responsibility. The pressure from civil societies, governments, and the rise of corporate citizenship &#13;
have compelled firms to engage in CSR. Previous research demonstrates mixed findings in terms of the association between CSR and firm performance. This study builds on existing research by examining the effect of CSR on financial performance in the context of mining companies in Ghana. &#13;
The study also explored the nature of CSR activities of firms and the relative effect of various types of CSR on firm performance. The study adopted a quantitative research approach. Both primary and secondary data in the study was collected using questionnaires and also from annual reports of studied &#13;
companies respectively. Respondents in the study were selected using a purposive sampling strategy. &#13;
The secondary data collected was a panel data that span the period of 2015-2019. Employing mean scores as data analytical technique, the study finds that the CSR activities of mining companies largely comprise conformity to production’s quality and assurance, steps to deal with all manner of judgments,staff involvement in prominent matters, geared towards employees health and safety, donation to humanitarian activities, and active involvement in projects that benefit local communities. Moreover, using regression as data analytical technique, the results of the study reveals that CSR is related to firms profitability in a positive way after controlling for firm size and growth rates. Findings of the &#13;
study further point to a greater impact of external CSR on company profitability relative to the effect of internal CSR. From a policy perspective, the study recommends among others that mining firms should prioritize CSR and also focus more on external CSR including donations to charity and policies that enhance welfare of the communities they operate. The study culminates by suggesting future research paths.</text>
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                <text>Mr. Emmanuel Addai Kwaning</text>
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                  <text>Faculty of IT Business</text>
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                <text>Assessment of the potability of underground water from a small scale underground mine: A case study</text>
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                <text>Theophilus Joe-Asare, Michael Stanley Peprah, Maxwell Mingle Opoku</text>
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                <text>This study sought to investigate the potability of underground water from the Mohammed and Brothers Small Scale Underground Mine in Tarkwa by analysing two samples of the underground water to determine the water’s physico-chemical parameters and the metals concentrations and coliforms in it. The physico-chemical parameters were analysed using Oyster series multi-meter (341350A) and Hydro test HT 1000 photometer. The result showed that the parameters were within the recommended World Health Organisation (WHO) and United States Environmental Protection Agency (USEPA) limits except for salinity and apparent colour. Analyses for metals and arsenic were conducted using the Varian Atomic Absorption Spectrometer (Varian ASS 240 FS). All the metals analysed were within the standards set by WHO and USEPA but the level of arsenic was above limit. The level of total coliforms and faecal coliforms were determined at the Intertek Service Limited, Tarkwa. The result showed that the levels were within the standards set by WHO and USEPA. The Water Quality Index (WQI) was calculated using the analysed water parameters. High levels of arsenic and salinity in the water renders it unsafe for drinking. Treatment of the water to reduce the arsenic and salinity levels to the standards set by WHO and USEPA will make it suitable for drinking and other domestic purposes.</text>
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                  <text>Faculty of Computing and Information Systems</text>
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                <text>Assessment of the traits which transform the orientation of students and faculty members that impact their entrepreneurial intentions</text>
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                <text>Pius Kwame Agyekum, KM Kumar, Stephen Asunka</text>
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                <text>This research article looks at the personality traits that impart Entrepreneurial Intentions (EI) among students and faculty members in selected Universities of Ghana. The study broadly considers how personality traits and behavior, personality model, parent background and demographic factors impact EI through knowledge and skill acquisition in a University environment. Four major hypothesis listed below were considered for the analysis:</text>
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                <text>Asset Accounting Configuration in SAP ERP&#13;
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                <text>Andrew Okungbowa</text>
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