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                <text>The study assessed the factors that influence the adoption of blockchain (BC) in Ghana's public procurement delivery. The study adopted correctional design and utilized the extended unified theory of the acceptance and use of technology (UTAUT2) as the conceptual basis to determine whether performance expectancy (PE), behavioral intent (BI), effort expectancy (EE), social influence (SI), facilitating conditions (FC), hedonic motivation (HM), price value (PV), and habit (HT) were predictors of the intention of state owned enterprises to adopt blockchain programs in the implementation of the public procurement act. Only four constructs, namely PE, EE, FC, and HT, were found to influence the behavioral intention (BI) of service providers to participate in a BC. This study provides a deeper understanding of the adoption of BC in the delivery of public contracts.</text>
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                <text>The study assessed the factors that influence the adoption of blockchain (BC) in Ghana's public procurement delivery. The study adopted correctional design and utilized the extended unified theory of the acceptance and use of technology (UTAUT2) as the conceptual basis to determine whether performance expectancy (PE), behavioral intent (BI), effort expectancy (EE), social influence (SI), facilitating conditions (FC), hedonic motivation (HM), price value (PV), and habit (HT) were predictors of the intention of state owned enterprises to adopt blockchain programs in the implementation of the public procurement act. Only four constructs, namely PE, EE, FC, and HT, were found to influence the behavioral intention (BI) of service providers to participate in a BC. This study provides a deeper understanding of the adoption of BC in the delivery of public contracts.</text>
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                <text>The study investigated factors influencing the adoption of technology in the port supply chain industry in the West African Sub-region, using the Ghana Customs Integrated System (GCIS) as a case study. This non-experimental quantitative study leveraged the extended unified theory of the acceptance and use of technology (UTAUT2) as the theoretical foundation to assess whether performance expectancy (PE), behavioral intent (BI), effort expectancy (EE), social influence (SI), facilitating conditions (FC), hedonic motivation (HM), price value (PV), and habit (HT) were predictors of the intention of port users to participate in a GCIS in the port sector while moderated by age. The sample comprises 906 individuals who live in Ghana and work in the formal sector of the port industry. SurveyMonkey platform sent a solicitation email to individuals who met the inclusion criteria with a link that allowed consenting participants to complete a questionnaire of 32 questions. The study used principal component analysis (PCA) and confirmatory factor analysis (structural equation modeling) to analyze and report data. Findings show that only performance expectancy, effort expectancy, and habit influenced the behavioral intention of port users to participate in the integrated customs management system in the Ghanaian port sector. Facilitating conditions, social influence, hedonic motivation, and price value did not affect behavioral intention. Neither did age have a moderating effect on any variable’s influence on behavioral intention. This study offers a deeper insight into the adoption of BYOD in the Ghanaian workplace. The findings can help researchers explain the …</text>
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                <text>Organizational researchers have proved that pre-tertiary education remains one of the most important foundations for a successful long-term educa-tional career. The overall purpose of the study was to analyze the digitalization of educational resources in pre-tertiary education in Ghana: assessing impact, challenges, and opportunities in enhancing learning outcomes. In view of this, the study employed the mixed method approach where data was collected from the 120 respondents who were selected using the stratified sampling techniques. The respondents comprised educators, teachers, and academic administrators in selected pre-tertiary institutions in Ghana. The authors collected data using both an interview guide for the qualitative aspect of the study and questionnaire for the quantitative aspect of the study. The study analyzed the quantitative data using SPSS, while thematic analysis was used to analyze the interview data collected from the field. Analysis showed that educational stakeholders were aware of the benefits of digitalization of educational resources in teaching and learning, however, the results showed that there was low level of implementation of digitalization of educational resources. The study also revealed that the digitalization of educational resources is plagued by some key challenges such as disparity of access, lack of technical support and maintenance, and infrastructure challenges. It was recommended that government needs a document that spells out the roil out of digitalization of educational resources in pre-tertiary institutions as well as providing training needs for teachers as well as academic administrators.</text>
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                <text>In the world today, it is nearly impossible to efficiently sell products or services without conducting market research. Increased competition has led businesses to demand more of market research to improve on performance. The market research strategies used considered the rapidly changing demands of the business competitive edge that may affect the performance of Small and Medium Enterprises (SME) in Kenya. This study aims at assessing the effect of product research in enhancing performance of SME in Nyeri town. The study employed a survey research design as it is efficient and all the variables were measured without increased cost. Using stratified and simple random sampling, the researcher selected a sample of 74 respondents from a sampling frame of 351 SMEs. The criteria for stratification were the amount of capital invested: First stratum constituted all SMEs with a capital investment of below Kshs 50,000, second stratum between Kshs 50,000 and Kshs 150,000 and third stratum above Kshs150, 000. In the second stage, simple random sampling technique was applied where each SME from each stratum was given a serial number in the respective category and the numbers were picked at random. A self-administered structured questionnaire was distributed to the SME’s where 86.5% response rate was achieved. Collected data was analyzed using statistical package for social sciences (SPSS Version 20) to generate descriptive and inferential statistics. The influence of product research in enhancing the performance of small and medium enterprises performance was measured using correlation coefficient and multi regression analysis. The finding of the study revealed positive and statistically significant results for the relationship between product research (β =0. 367 at p value 0. 001) on performance of SME’s The researcher recommended that SME’s should consider market research as a strategic factor that leads to improved performance other than succeeding by mere lack hence should conduct market research regularly. The study suggested that future research could focus on finding out the limiting factors hindering SME’s to conduct regular market research.</text>
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                <text>http://41.89.230.28/handle/20.500.12092/1868</text>
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                <text>Personal mobile computing devices (Smartphones, iPads, Tablet PCs etc.), coupled with wireless communication technologies, are creating a wide array of new possibilities for technology users. For educators, the general view is that, delivering instruction seamlessly through these mobile devices and technologies should be of benefit to students, as learning can be personalized and also made readily accessible through devices that are in their direct control. Mobile learning (or m-learning) processes therefore have the potential of enhancing learning through increased learner engagement, attention and participation in instructional and collaborative activities. Mobile learning however is still very much in its infancy in higher education, particularly in Sub-Saharan African higher education. This is not surprising, given that instructional design, pedagogical and best practice frameworks of m-learning are still being …</text>
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                <text>7th International Conference of Education, Research and Innovation (ICERI2014)</text>
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                <text>Assessing long run asymmetric effect of urbanization, fossil energy consumption and regulatory quality on environmental degradation in the Black Sea Region: A dynamic analysis</text>
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                <text>Sustainable development policies of the Black Sea Region is vital to European Union given increasing environmental disturbances by dynamic and heterogenous factors across the enclave beginning from 1990s. This study assesses long run asymmetric effect of urbanization, energy consumption and regulatory quality on environmental degradation, with data from 1998Q1 to 2017Q4. First pooled mean group (PMG) estimates suggest short-run nonlinear and asymmetric effects of the independent variables on carbons emissions. Second, (i) long-run PMG estimates indicate improvements in regulatory quality reduces carbon dioxide emissions; (ii) increases in both urbanization and fossil energy consumption lead to corresponding rise in carbon dioxide emissions. Third, outcomes of Dumitrescu Hurlin causality estimates indicate (i) both fossil energy consumption and urbanization have unidirectional causal effects …</text>
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                <text>Assessing Payment Card Industry Data Security Standard Compliance and ‘Europay, Mastercard, Visa’ Adoption amongst Universal Banks in Ghana and it’s Relationship with Fraud. &#13;
&#13;
 &#13;
&#13;
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                <text>Eugene Oku</text>
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                <text>In the banking industry, protecting consumers' financial security is without a doubt a major issue of concern especially in the modern world where the banking process has been digitalized and consumers exposed to numerous new issues. The introduction of the payment card system in the 1950’s created a new channel through which fraudsters can exploit. With the rise in card payment fraud cases, ‘Europay, MasterCard and Visa’&#13;
(EMV) technology was created in 1994 by the major players in the industry to secure card present transactions. This was followed by the release of the first version of the Payment Card Industry Data Security Standards (PCI DSS) somewhere in 2010 to protect cardholder data. Thus, this study was designed to understand the impact of PCI DSS and EMV standards in Ghanaian banking industry and its relationship on payment card&#13;
frauds. The sampling technique employed in the study was random sampling technique. Questionnaires were administered to staff and customers of 10 selected universal banks to&#13;
gather primary data from the targeted participants which were analysed with Statistical Package for Social Sciences (SPSS). In all 50 staff of universal banks (i.e. 5 from each bank) and 100 customers (i.e. 10 from each bank) participated in this research.&#13;
The study revealed that Adequate funding, training and forums, change in organizational culture were most critical success factors in order to ensure a successful and continuous&#13;
PCI DSS compliance and EMV adoption. It was also discovered that cost of implementation, lack of management commitment and support and uncooperativeness of key stakeholders were the major challenging issues for banks seeking to adopt PCI DSS&#13;
and EMV. The study also revealed that, most of the banks have made some efforts to protect he cardholder data of their customers and was further deduced that the higher the&#13;
compliance level of PCI DSS and EMV the lower the occurrence of card payment fraud. To conclude, it was shown that customers are more loyal when steps are being taken in their best interest.</text>
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                <text>Msc. Management Information Systems.</text>
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                <text>Ghana Technology University College</text>
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                <text>Dr. Stephen Asunka</text>
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                <text>Assessing students’ satisfaction: An approach to help improve services rendered to university students</text>
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                <text>Victoria Adzoa Tsedzah, Theresa Obuobisa-Darko</text>
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                <text>Knowing student’s level of satisfaction is of vital importance in this current competitive environment where as many as fifty six (56) private universities have been established in Ghana within the last fifteen (15) years with each assertively looking for students. The study adopted a descriptive survey approach to conduct the study in Methodist University College Ghana, which is a private university. A modified Penn State Student Satisfaction Questionnaire was used to collect data from 428 respondents who were selected using the simple random sampling technique. Generally, students satisfaction with the various facilities and services require attention especially student services [Eta=. 522, Sig=. 056]. Based on the findings, it is suggested that the following should be put in place to improve students’ satisfaction: more lecture halls, improvement in the sanitation facilities, improvement in the lecturer-student relationship and online registration among others. Implications of these findings and future research directions are also discussed.</text>
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                  <text>MSc. Engineering Project Management</text>
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                <text>Assessing the Challenges of Implementing an Effective Plan in a Peculiar Socio-Cultural Environment Such As Niger Delta Region &#13;
A Study of Niger Delta Development Commission (Nddc) &#13;
&#13;
&#13;
&#13;
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                <text>Isichei Isioma Martin </text>
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                <text>In the Niger Delta Region today, we have a poorly diversified economy due to the over reliance on oil assets. To make matters worse these oil assets are continually harvested in a manner that is degrading the environment with low levels of returns to the economy at large. While the government has tried to set up a proper developmental plan with the commissioning of the Niger Delta development commission (NDDC), there has been challenges in doing this as some problems prevent effective execution of this plan. This study will assess these problems with a view of finding a root cause and then establishing a resolution or control for these problems. A targeted sample size of 399 respondents as people of Niger Delta representing nine states involving Akwa Ibom, Rivers, Delta, Bayelsa, Cross River, Ondo, Abia, Imo and Edo State were all sampled using stratified sampling technique, this was done to get a general view of the reasons for the failure of the different agencies in proffering lasting solution to the lingering crises and agitation for commensurate development in the Niger Delta. The arithmetical approaches of measurements used here were regularity distributions, percentages, means and standard deviations.&#13;
The study found that lack of proper education of the people, lack of air pollution control and devices by industries, poor enforcement of the administrative management and regulatory agency are the major challenges hampering the development of this constituency by these agencies. Also, the culture of the people of the Niger Delta seem not to respect human dignity and decency since it has been left un-catered for decades while exploration has continued, the present government efforts is not enough to assure the people of the promised sustainable development based on the corruption culture bedevilling all government agencies.</text>
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                <text> MSc. Engineering Project Management </text>
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                <text>Ghana Technology University College</text>
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                <text>Mr. Isaac Hanson </text>
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