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                  <text>MSc. Engineering Project Management</text>
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                <text>The Effect of Health and Safety Standards  On Employee Productivity in Anglogold Ashanti, Tarkwa. &#13;
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                <text>Francis Annobil Jnr.</text>
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                <text>A healthy and safe workforce is an essential component for any business to run successfully. This is evident in the enormous interest by organizations in the activities related to Occupational Health and Safety practices and organizations have used this as part of enhancing employee productivity. This study is about the effect of health and safety standards on employee productivity. The objective was to identify the health and safety standards at AngloGold Ashanti, Tarkwa in relation to the productivity of employees, to determine employees’ level of understanding of health and safety policies, to assess the attitude of management towards the health and safety of employees and to identify challenges of the implementation of health and safety standards in the organization. The study was limited to the management and production staff of AngloGold Ashanti Tarkwa. Research questionnaire and interview guide were developed and distributed to a sample of 100 workers comprising of both production staff as well as management. Responses received were from the entire sample. The study revealed that employees‟ productivity is influence by management safety practices and safety programmes, management attitude towards health and safety, investigation of accidents, supervisors‟ safety, and training of employees on safety standards held in the organisation. It also revealed that health and safety standards if managed effectively have a positive impact on productivity. It was therefore recommended that employees should receive instruction and training pertinent to the hazards, safety precaution, safe work practices, and use of personal protective equipment applicable to the type of work performed.&#13;
There should also be proper coordination of activities especially those that borders on Health and safety. A written health and safety policies should be in place and employees to be inducted about the health and safety policies. Employees to be trained to assess risk to identify potential hazards and put in contingency to manage their occurrence. There should be a continuous review of occupational health and safety policies, to ensure that firms have up to date safety measures in place.</text>
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                <text> Msc. Engineering Project Management&#13;
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                <text>Ghana Technology University College</text>
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                <text> October 2016</text>
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                <text>Justice Darko</text>
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                <text>The effect of herd formation among healthcare investors on health sector growth in China</text>
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                <text>Zhou Lulin, Henry Asante Antwi, Wenxin Wang, Ethel Yiranbon, Emmanuel Opoku Marfo, Patrick Acheampong</text>
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                <text>Background&#13;
China has become the world‘s second largest healthcare market based on a recent report by the World Health Organization. Eventhough China achieved universal health insurance coverage in 2011, representing the largest expansion of insurance coverage in human history achieved; health inequality remains endemic in China. Lessons from the effect of market crisis on health equity in Europe and other places has reignited interest in exploring the potential healthcare market aberrations that can trigger distributive injustice in healthcare resource allocation among China’s provinces. Recently, many healthcare investors in China have become more concerned about capital preservation, and are responding by abandoning long term investments strategies in healthcare. This investment withdrawal en mass is perceived to be influenced by herding tendencies and can trigger or …</text>
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                <text>The effect of liquidity and capital structure on the financial performance of firms listed on the Ghana Alternative Market (GAX)</text>
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                <text>Mohammed Musah, Yusheng Kong</text>
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                <text>Liquidity and capital structure are fundamental for the survival of all organisations, as such, the management of the two should be accorded a greater attention in every working environment. The purpose of this study was to examine the effect of liquidity and capital structure on the financial performance of firms on the Ghana Alternative Market (GAX), a subsidiary of the Ghana Stock Exchange (GSE). Specifically, the study sought to identify the relationship between liquidity, capital structure and the financial performance of the firms, and to establish the impact of liquidity and capital structure on the firms’ financial performance. This study was a quantitative research that employed the purposive or judgemental sampling technique in selecting its sample. Secondary data sourced from the audited and published annual reports of the HORDS, Intraveneous Infusions, Meridian-Marshalls Holdings and Samba Foods Ltd for the period 2015 to 2018 was used for the study. Financial performance proxied by Return on Capital Employed (ROCE), Return on Assets (ROA) and Return on Issued Capital (ROIC) represented the study’s response variable, whilst liquidity proxied by the Current Ratio (CR) and capital structure proxied by the ratio of Debt-to-Total Assets (DA) served as the study’s explanatory variables. Descriptive, correlation and multiple regression techniques of data analysis were employed for the study. All the data analysis were conducted through the STATA version 15 software package at α= 5%(p≤ 0.05). From the Pearson Product-Moment Correlation Coefficient output, liquidity surrogated by the current ratio had an insignificant relationship …</text>
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                <text>The Effect of Microfinance as a Poverty Reduction Tool: A Case of ID Ghana.&#13;
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                <text>Hamisu Muhammed&#13;
&#13;
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                <text>The study aims at providing a critical appraisal of the effectiveness of microfinance as a universal poverty reduction tool. It has been argued that while microfinance has developed some innovative management and business strategies, its impact on poverty reduction remains in doubt (Chowdhury, 2009). Microfinance, however, certainly plays an important role in providing a safety net and consumption smoothening. The borrowers of microfinance possibly also benefit from learning-by doing and from self-esteem.&#13;
However, to ascertain to ascertain any significant dent in poverty, the study needs to be conducted to evaluate the operational and financial perspective of microfinance institutions and their products. The study aims to examine the effects of microfinance as a poverty reduction tool. The research questions to be addressed include: (a) To what extent do microfinance institutions (hereinafter referred to as “MFIs”) alleviate poverty? and (b) Do MFIs have an impact on Ghana’s financial market? The study provides solution guidelines for regulators and academia in this era of turbulent microfinance industry. A critical literature review was conducted and gaps therein established. Thus, although microfinance is seen to have a positive impact on poverty reduction, other authors refuted it, and asked for more rigorous research in this area. In this study, primary data have been collected using structured questionnaires and interviews. The primary data were directly collected from the field by administering 695 questionnaires across various sub-metros in the Greater Accra region of the Republic of Ghana. Using the stratified sampling approach, the selection procedure for Initiative Development (hereinafter referred to as “ID”) Ghana clients considered several factors and involve multiple stages. The chief limitation of the approach is that the sample may not be representative of the population if it is not carefully selected. Again, the selection process of the interviewees does not give all the population members a fair chance of being selected, due to over reliance on mobile bankers and a small group to identify the target interviewees. Three different data analysis tool were employed. One, Structural equation modeling is preferred by the researcher because it estimates the multiple and interrelated dependence in a single analysis. In this analysis, two types of variables are used, endogenous (dependent) variables and exogenous (Independent) variables. Two, analysis of variance (hereinafter referred to as “ANOVA”) is also used because it enables the researcher to see how effective microfinance products are used to alleviate or reduce poverty. The ANOVA is also able to tell if another intervention can do the same task in a shorter period, whilst costing less in reducing poverty in less privileged communities. Three, simple statistical analysis is also used and the results presented in tables, charts and graphs. The purpose is to summarize data and give an immediate “picture” of the data. From the data analysis, it was observed that economic independence had a positively insignificant effect on poverty Reduction (β = -0.124, p = .343), hence H1 was not supported. Housing and shelter had a positively significant effect on poverty reduction (β= 0.436, p = .000); whilst asset ownership had a positively significant effect on poverty reduction (β = 0.556, p = .001). Furthermore, food &amp; nutrition had a positively significant effect on poverty reduction (β = 0.422, p = .004); whist health &amp; hygiene had a positively significant effect on poverty reduction (β = 0.386, p = .000). Lastly, asset ownership had a positively significant effect on economic independence (β = 0.626, p = .000). Based on the evidence we accept H2, H3, H4, H5, H6 respectively, which are supported by the model and reject H1 as it is not supported by the model. Turning to the ANOVA results, it was observed that microfinance institutions, to some extent help alleviate poverty among women traders. This is evident from the fact that the revenue of participants who took loans, appears to improve post loan. That is to say that, their actual mean performance exceeded the expected results by one percent (1%). In a plain language, the post loan revenue improved by 80%.&#13;
The findings of this study have several implications for the academia, microfinance institutions and the policymakers. For academia, this study added new evidence regarding the impact of microfinance on the socioeconomic development of low income households, especially women who cannot access financial services due to their poverty. Thus, it helps theses households to diversify their income and thereby alleviate their poverty. In a nutshell, this study provides an insight into the role of microfinance on women empowerment in the urban and rural parts of a developing country. In the context of Ghana, given the peculiar status of women in the society, coupled with the emerging economic uncertainty in the family system, it has become imperative for them to undertake a venture or economic activities that could stabilize the uncertainties. Prominent among the vast range of sources of capital is the microfinance products. The microfinance provide women with a relative economic stability through employment generation, creates gender parity through empowerment and assets accumulation. It further provides women with the capacity to educate their children and cater for their health needs as well.&#13;
&#13;
In a similar vein, this study suggests that microfinance has the ability to contribute significantly to the achievement of a new economic policy (NEP) and a new economic model (NEM) that guide the achievement of the Ghana Agenda for Job Creation and Poverty Reduction Strategy, through a comprehensive social intervention in the wake of Nation Builders Corp (NABCO), Stimulus Packages; One District One Factory, One Million per Constituency, Entrepreneurial Development Fund and Zongo Development Fund. It does so, through enhancing the socioeconomic wellbeing of poor and low income people especially women. It also plays a central role in creating jobs for women especially those with low education. Therefore, microfinance opens an opportunity for,women borrowers to play significant role in a national economic development.</text>
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                <text>Doctor of Philosophy (PhD) Business Administration&#13;
&#13;
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&#13;
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                <text>The Effect of Monetary Policy on Price Stability and Gross Domestic Product in Ghana: A Predictive Analytic Approach</text>
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                <text>This study examined the effects of monetary policy on price stability and gross domestic product (GDP) in Ghana using a predictive data analytical model adapted from Friedman's (1982) models. Monetary policy adopted a two-target framework based on both the policy interest rate target and the bank credit aggregate target. Hypotheses tests were conducted using Vector Auto-Regressions (VARs) and Multiple Regression Analyses using secondary data. The VAR tests produced a statistically weak relationship between both price stability and real GDP and the two-target monetary policy framework. The results from the multiple regression analyses, however, indicated statistically significant relationships between the price stability and interest rate targets and those of real GDP and bank credit aggregate targets, thus confirming the model’s predictive capability. The study therefore recommends that for the …</text>
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                <text>Education is the backbone of every nation. Many developed countries have attained their levels of development because of the attention paid to educating their citizens. For a developing country like Ghana to break more grounds on its development efforts, there is the need to pay close attention to the education of its people, especially the youth. The School Feeding Programme (SFP) is one of the strategies that can aid basic school enrolment and sustain education in the higher levels required for development.&#13;
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&#13;
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                <text>THE EFFECT OF SERVICE INNOVATION ON&#13;
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                <text>Service Innovation is a topic that has become relatively popular in recent years&#13;
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Customer satisfaction through constructs like service quality and perceived brand&#13;
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                <text>The purpose of this study is to have a clear understanding of how sponsorship contributes positively to marketing communications performance. The methodology is based on social survey technique, which examines opinions, behaviors, and perceptions by asking people questions. Questionnaires were used to collect quantitative data to ensure a structured approach. An increase in brand awareness, brand preferences, brand recall, projecting the company’s image and above all goodwill, can lead to increased sales, and consequently increase organizational value, indicating that sponsorship contributes positively to marketing communication performance. Due to the limited resources, future research needs to examine sales as an additional factor to measure the effect of sponsorship on marketing communication performance to give a better view of the effect of sponsorship. For firms, the study indicates that sponsorship contributes positively to marketing communication performance and consequently increase organizational value.</text>
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                <text>The telecommunication industry over the last decades have proven not only as an emerging economic sector but a rapidly growing sector with an immense chain of impacts towards the revolution of the social and economic structures of Ghana. One of the challenges faced by telecom network operators in Ghana is the frequent outage of electricity, since most of the cell sites in Ghana are powered by electricity from the national grid. The load shedding between (2012-2015) posed many challenges to the Telco's in meeting their key performance indicators to the regulator and maintaining the quality of user experience to customers. This article therefore sought to assess the impact of the load-shedding on telecom company's Quality of Service and Quality of user Experience during the peak moments of the load-shedding. Primary data used was acquired from MTN Ghana using Accra Metropolis as case study. The …</text>
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