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                <text>This chapter elucidates the various armed and violent conflicts that characterize and stifle the development of northern Ghana. These conflicts have lingered over a century though armed confrontations have gradually waned and receded recently. The root of these armed conflicts is traceable to the colonial balkanization and amalgamation of ethnic groups and kingdoms into one whole for effective colonial management or administration. Postcolonial governments failed or did little to ?uproot? the seeds of conflict perpetuated by the colonialists. Armed conflicts in northern Ghana are both intraethnic and inter-ethnic with their associated cost to the region and the state at large. Pivotal to the litany of causes of these conflicts in northern Ghana are issues relating to chieftaincy, jurisdiction, and allodial land rights. Resolving these conflicts has so far been elusive. This chapter delineates the political economy of conflicts …</text>
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This study was specifically conducted to assess the impact mobile money services have had on the activities of SMEs in Ghana using the La-Nkwantanang Madina Municipality, a large business hub in Ghana, as a case study.&#13;
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