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                  <text>Food Science </text>
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Effect of Cowpea Addition and Fermentation on the Biochemical and Sensory Characteristics during Co-Fermentation of Cassava (Manihote esculenta Crantz) and Cowpea (Vigna …</text>
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                <text>Processing cassava into gari enhances the palatability as well as the shelf life of the otherwise highly perishable fresh cassava roots. However, cassava has low protein content and hence fortifying it with cowpea would help improve its nutritive value. This study investigated the influence of cowpea addition and fermentation on the biochemical, chemical and sensory characteristics of cowpea-fortified gari. A 4 x 4 factorial experiment was conducted with fermentation time (0, 24, 48 72h) and cowpea concentration (0, 10, 20 and 30%) as variables. Samples were analyzed for their biochemical and sensory characteristics. Starch and reducing sugars decreased from 62.27% to 55.57% and 406 mg/g to 153.5 mg/g respectively, with cowpea fortification and fermentation time from 0% to 30% cowpea fortification after 72h. Amylose content increased from 9.8% to 40.9% with increasing levels of cowpea fortification but no significant difference with fermentation time. Protein content increased with cowpea fortification from 2.60% for the unfortified gari sample to 9.85% with the 30% cowpea fortification whilst fat content increased from 0.38% to 0.79%. Crude fiber however reduced from 3.15% to 2.35% with increasing level of cowpea fortification. The degree of lightness (L) decreased with consequential reduction yellowness (b*) with increase cowpea levels irrespective of the fermentation time. L-value decreased from 90.09 in the 0% cowpea gari to 74.65 with 30% cowpea fortification. The 10% cowpea fortified gari was the most preferred in terms of colour, taste, mouth-feel and overall acceptability. Cowpea fortified gari can contribute to food security in …</text>
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Financing of Non-Traditional Export Trade by Commercial Banks</text>
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                <text>An Exploration of Experiences and Determinants of Blended Learning Adoption Among Students in Higher Education Institutions: A Case Study of Ghana Technology University</text>
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                <text>This paper presents the experiences and determinants of blended learning adoption among students in a higher education institution in Ghana. As students are increasingly being exposed to teaching and learning deliveries in which both traditional classroom and online methods are employed to deliver instructional content through blended learning (BL), the indications are that blended courses offer them convenience and flexibility that face to face delivery alone may not. However, while both classroom-based and fully online instruction are well understood, little is known about the students' BL experience. This paper uses the blended learning initiative at the Ghana Technology University College (GTUC) as a case study to investigate the perception of blended learning adoption among students. The population comprised of 57 students who participated in a BL course at the Faculty of Computing and Information …</text>
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                <text>Towards a faculty blended learning adoption model for higher education</text>
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                <text>Ahmed Antwi-Boampong</text>
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                <text>Management of the Ghana Technology University College took the decision to adopt blended learning (BL) for teaching and learning because of its effectiveness as a learning approach. However, academicians are apprehensive about teaching in blended learning environment. A major study to understand the factors influencing faculty to adopt blended learning in the university has allowed a preliminary grounded theory model to be developed. This model identifies key factors, including pedagogy fitness, faculty technology affinity, student positive disposition to BL and institutional readiness lead positively to motivate faculty to adopt BL. The outcome of this research is a faculty blended learning adoption model which highlights the process of how faculty members situate themselves within the construct of adoption. Furthermore, the study highlights that faculty blended learning can be understood through …</text>
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                <text>Blended Learning Adoption in Higher Education: Presenting the Lived Experiences of Students in a Public University from a Developing Country.</text>
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                <text>The concept of Blended Learning (BL) is gaining widespread attention in Ghana as many public universities' switches into this delivery format. The paper investigates the BL experiences of students from a public university and among other things presents their views relative to the determinants of BL adoption and the barriers encountered out of the experience. The paper adopts a qualitative case study methodology and purposively interviews 15 students from a BL class of 57 students. The analysis was done using Thematic analysis techniques. The findings presented in this paper indicate that the students in the BL class hold a positive perception of BL. Insights into the perspective of the respondents show that students view BL as an approach that is convenient, flexible and among other things facilitate learning beyond the limitations imposed by the classrooms. Also, BL is viewed as an effective pedagogic tool that allows learning to take place in a socially constructive manner through</text>
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                <text>Faculty perspectives on barriers of blended-learning adoption: A Ghana technology university college case study</text>
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                <text>Ghana Technology University College (GTUC) adopted Blended-Learning as the main teaching and delivery approach in 2014 with the aim of uploading eighty percent of course contents online by 2021.This approach however has not found wide spread adoption from faculty members who are expected to lead the drive. This paper presents findings from an exploratory, qualitative case study that examines the factors that inhibit faculty’s’ successful adoption of blended- learning. A total of 15 faculty members from four faculties of Ghana Technology University College (GUTC) responded to interview questions. Findings were based on content analysis of transcripts. The results of the study show that factors impacting on faculty decisions to adopt blended- learning were:- inadequate technical support, inadequate faculty capacity, wrong training approach, inadequate facilities, lack of management commitment to the …</text>
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                <text>Testing and Validating a Faculty Blended Learning Adoption Model</text>
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                <text>Faculty members are crucial to Blended Learning’s success in higher education. Despite substantial research into the elements that drive faculty adoption of BL, few have developed a model to explain how these factors combine and influence faculty intentions to teach in this mode. This study used data collected from 207 professors from 18 universities across Africa, the United States, Europe, and the Middle East to test and validate a Faculty Blended Learning Adoption Model which was derived from a Grounded Theory study. Four model constructs (institutional hygiene readiness, student BL disposition, faculty technology ready, and Pedagogy Technology Fit for BL) mediated by motivation were tested to predict faculty Blended Learning adoption using structural equation modeling. The results demonstrated an excellent model fit, with three of the six hypotheses in this study being supported. Faculty desire to utilize BL was found to be influenced by faculty technology readiness and task technology fit for BL, but not by institutional hygiene readiness or student BL disposition. This research presents a useful model for university administrators to use in their BL implementations. A thorough understanding of this model can assist decision-makers in identifying the factors that influence future faculty acceptance or resistance to blended learning, as well as helping them in enhancing acceptance and usage.</text>
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                <text>Institutional perspective of drivers influencing the adoption of blended learning in higher education: The case of Ghana Technology University College</text>
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                <text>Ahmed Antwi-Boampong</text>
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                <text>Higher education institutions are embracing blended learning (BL) as the new paradigm for their teaching and learning delivery. Research into the forces or drivers informing higher education institutions (HEIs) into adopting this new teaching and learning delivery innovation remains largely under research. This paper therefore investigates the forces or drivers influencing HEIs into adopting BL. The researcher applies a grounded theory methodology by interviewing fifteen management members from the Ghana Technology University College (GTUC). The data was analysed using the constant comparative method and the findings discussed through the lenses of Rogers theory of innovation diffusion which is widely used to interpret how technologies are diffused from a limited to a widespread application on organizational practices. The outcome of this empirical research provides a set of drivers influencing the …</text>
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