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                <text>Purpose&#13;
–&#13;
The aim of this research is to assess the financial performance of the life insurance industry of an emerging economy. In particular the study delves into the major determinants of the profitability of the life insurance industry of Ghana. The study also examines the relationship among the three measures of insurers' profitability, which are investment income, underwriting profit and the overall (total) net profit.&#13;
Design/methodology/approach&#13;
–&#13;
The annual financial statements of ten life insurance companies covering a period of 11 years (2000‐2010) were sampled and analyzed through panel regression.&#13;
Findings&#13;
–&#13;
The findings indicate that whereas gross written premiums have a positive relationship with insurers' sales profitability, its relationship with investment income is a negative one. Also, the results showed that life insurers have been incurring large underwriting losses due to overtrading and price …</text>
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                <text>Miniaturized monopole planar antennas operating in the VHF/UHF band applied for Digital Video Broadcasting and mobile communication have gained research interest due to their low-profile, compact, and wideband nature. This antenna is capable of penetrating surfaces more easily, faster and can broadcast larger data because it operates in the wideband. The challenge of designing an antenna small enough to be adopted for Digital Video Broadcasting in handheld devices with capabilities of covering the DVB wideband and at the same time omnidirectional, with enough gain, good impedance coefficient which translates into efficiency is the drive of this paper. The proposed antenna in this paper is a rectangular patch with two large slots created in its radiating surface and extension on its edges for wider bandwidth and better matching. It employs a modified ground plane that uses coupling to achieve low …</text>
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                <text>The study used both qualitative and quantitative method of data collection and analysis, in the form of questionnaire as means of gathering data to answer the research topic that seeks to assess leadership styles and on employee performance, using 97 respondents of the Nobel International Business School. This was obtained using multiple regression analysis.&#13;
The primary objective of this study is to assess leadership styles and on employee performance. Specifically to evaluate the underlined different types of leadership and its impact on employee performance at Nobel International Business School. The importance of leadership styles on the organizational survival of Nobel International Business School was assessed and different types of leadership styles were evaluated based on their impact on the productivity of employees in the School. The descriptive statistics were categorized under Gender, Age, Educational Level, Department (Position Category) and Years of work. Four main leadership styles were assessed and they are Charismatic Leadership, Autocratic Leadership, Laissez-Faire Leadership and Democratic Leadership.&#13;
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