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                <text>Effect of foreign banks under foreign direct investment on the performance of Ghanaian banks: a panel evidence from 1996-2006</text>
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                <text>Frank Gyimah Sackey, Marie-Dominique Anne Koucou.</text>
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                <text>Impact of board structure on the performance of rural and community banks in the emerging economy context</text>
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                <text>Frank Gyimah Sackey, Paul Kwame Yeboah, and Joseph Diawuo Owusu</text>
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                <text>Corporate Board: Role, Duties and Composition, 15 (1), 33-42. http://doi. org/10.22495/cbv15i1art4</text>
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                <text>VIRTUS INTERPRESS</text>
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                <text>2019</text>
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                <text>Information asymmetry and self denial in gender participation in commercial banks' credit markets in Ghana</text>
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                <text>Frank Gyimah Sackey, Peter Amponsah</text>
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                <text>Micro and small women entrepreneurs’ participation in commercial banks’ credit markets remains a huge challenge even after the liberalization of the financial sector. The present study sought to examine factors that influence gender participation in the credit markets of commercial banks. The sample size comprised 678 respondents to questionnaires for the study. At the individual level, the study tested that no significant relationship exists between a borrower’s individual characteristics and credit participation, and that no significant relationship exists between individual’s gender and credit participation. Also, at the firm level, the study tested that no significant relationship occurs between credit market conditions and credit market participation, and that no significant relationship occurs between individual’s firm characteristics and credit market participation. However, the findings reject all these null hypotheses for the alternates. Using the Heckman two-step model, we observed that participation increases for male and the young, entrepreneurs in the commerce sector, those closer to the bank and those who have previously participated in the market. Yet, participation reduces for entrepreneurs with secondary education and those with larger household size. Also, the likelihood to participate is influenced by being a male, having larger assets value and easiness of loan processing. Moreover, the Fairlie decomposition analysis shows a credit participation gap between men and women entrepreneurs that is largely influenced by differences in their individual and firm characteristics. The major implication is that male entrepreneurs have more favorable individual, firm and credit market conditions than female entrepreneurs for credit market participation. Thus, government policies to empower women are desirable.</text>
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                <text>Taylor and Francis&#13;
</text>
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                <text>Willingness to accept capitation payment system under the Ghana National Health Insurance Policy: do income levels matter?</text>
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            <name>Creator</name>
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                <text>Frank Gyimah Sackey, Peter N Amponsah</text>
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                <text>This research was set to examine the factors influencing the willingness and the likelihood of Ghanaians to accept the capitation payment system under the National Health Insurance Scheme. Data was collected through the random sampling method in all the ten regions of Ghana. A probit estimation with marginal effects was adopted to examine the factors influencing the willingness and the likelihood while the generalized Blinder-Oaxaca decomposition was used to examine the extent to which individual characteristics influence the acceptance gap between high income and low-income earners. Our results indicated that, at the individual level, high income, being employed, awareness and smaller household size were the significant factors influencing the willingness and the likelihood to accept capitation. We also observed that the acceptance gap between high income and low-income earners was …</text>
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                <text>Springer Berlin Heidelberg</text>
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                <text>Gender discrimination in commercial banks’ credit markets in ghana: a decomposition and counterfactual analysis</text>
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                <text>Frank Gyimah Sackey, Peter Nkrumah Amponsah</text>
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                <text>Access to formal credit in Ghana has been a major challenge to empowering women and promoting women enterprises even in this era of financial sector liberalization. Gender bias in both the formal and informal financial sectors have created huge credit gaps between men and women entrepreneurs. This study examines factors that influence credit rationing and discrimination against women in the credit markets of commercial banks in Ghana. Data for the study, comprising borrowers’ information as provided in loan application forms, were gathered from the commercial banks’ credit application database. Using the 2-stage least squares instrumental variable regression, we found that individual, firm, and loan characteristics were significant in determining credit rationing. The Blinder-Oaxaca decomposition and counterfactual analysis pointed to a credit gap between men and women …</text>
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                <text>Adonis &amp; Abbey Publishers</text>
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                <text>2018</text>
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                <text>Factors influencing the perception and the willingness to take the COVID-19 vaccine among the working population in Ghana</text>
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                <text>Frank Gyimah Sackey, Richard Asravor, Christopher Lamptey</text>
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                <text>Purpose&#13;
The onset of the coronavirus disease 2019 (COVID-19) has led to loss of lives and jobs and other adverse effects on persons, families and businesses. With its frightening tendencies, it was a sigh of relief with the discovery of vaccines to mitigate its disastrous effects. However, participation in the vaccination exercise in Ghana has been slow and unencoraging. This paper sought to identify the factors that influence the perception and willingness of individuals to receive the COVID-19 vaccine.&#13;
Design/methodology/approach&#13;
For this study, structured questionnaires were administered to 1,350 respondents selected at random by way of purposive sampling from specific regions that were also randomly selected. Out of this sample, a total of 1,296 were found to be in useable form. The probit model estimation with marginal effects was used to determine both perception and willingness to take the COVID-19 …</text>
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