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                <text>Do petroleum price fluctuations under price deregulation cause business cycles in Ghana?</text>
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                <text>Sackey, F.G., Asravor, R.K., Orkoh, E., Ankrah, I.</text>
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                <text>In the context of volatilities in the international markets in recent times, studies regarding the complexities of oil price fluctuations have focussed on analysing the special fluctuation characteristics of oil prices in different historical perspectives. This study examines the extent to which petroleum price fluctuations under the petroleum price deregulation regime impact on business cycles in Ghana. The study uses the autoregressive distributed lag (ARDL) model with a quarterly data spanning from the first quarter of 2005 to the fourth quarter of 2022. Our empirical results show that price stability impacts positively on economic growth, both in the short and the long run, while foreign direct investment also has a positive effect on economic growth in the short run. Again, we observe that increases in inflation rate and government petroleum revenue negatively affect economic growth both in the short and the long run. To the best of the authors’ belief and knowledge, the observations and recommendations made are consistent with theory and empirical studies and contribute immensely to the discussions about price asymmetry and business cycles. It also offers a nuanced perspective on how policy makers can enact policies that ensure efficient and effective deregulation and price stability.</text>
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                <text>Sackey, F.G., Asravor, R.K., Orkoh, E., Ankrah, I.</text>
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                <text>Micro, Small and Medium firms’ credit access remains a dilemma though the financial sector has been liberalized. This paper investigates the factors influencing credit rationing and how variations in the characteristics of firms owned by different genders contribute to credit rationing. The study utilizes probit estimation with marginal effects, Fairlie counterfactual and decomposition analysis to analyze both credit rationing and the extent to which the credit rationing gap is influenced by differences in gender endowments and discrimination using 1,430 firms’ owners’ loan applications randomly selected from eight (8) commercial banks. Our results show that borrowers having more years of experience, external market access, proximity to lender, being older and being male are not likely to experience credit rationing. Borrowers in the agricultural sector, with long term loans, who lack formal education, run labor-intensive …</text>
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                <text> Developing a Business Model for an ICT-led E-Agriculture in Ghana. &#13;
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                <text>The use of information and communication technology (ICT) tools has been applied in many disciplines, including agricultural sector. Business Model (BM) as an emerging area of research in strategic management over a decade ago, has been used by the researcher together with ICTs to boost value creation and capture; sustainability and traceability in the agricultural sector. The critical success factors and critical design issues in the domain of business models and their interdependencies related to E-Agriculture ecosystem were considered. The main purpose of this thesis is to contribute to the understanding of how business models can be defined, redefined, and applied in the agricultural sector as a strategic public management tool.&#13;
Consequently, the strong agreement as to the relevance of value creation within organizations, institutions, firms and sectors underlies existing business model literature is undisputable. In considering this context, agriculture is the primary economic growth engine for Ghana and strives to create and deliver value to citizens, businesses and other stakeholders in agriculture ecosystem.&#13;
The design, methodology and approach stemming from the multi-faceted applications of the business model concept, the researcher has conducted exploratory research targeting the application of current business model concepts and frameworks regarding agricultural sector in Ghana. The approach involves review of inter-disciplinary literature coupled with conducting empirical studies on ICT issues in Agriculture due to its influence on GDP growth of Ghana.&#13;
Findings for the study suggest that both Management and Farmers (crops, fisheries, animal husbandry, forestry and logging) appreciated the need for e-Agriculture (ICT in Agriculture) programme to be pursued and saw it very important to address bottle-necks in the agricultural sector as it brings among others effectiveness and efficiency.&#13;
The practical implications among others are that the World Summit on Information Society (WSIS) recommends implementation of e-Agriculture in all countries and this makes it unequivocally a useful BM model for agricultural sector worldwide. The proposed model contributes significantly to agricultural practitioners, academics, researchers among others.&#13;
Keywords: Business model, value creation, value capture, strategic management, Business system, Critical design Issues and Critical Success factors, Information communication for development (ICT4D) and e-Agriculture</text>
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